Account Closure |
|
---|---|
Transfer out |
$25 |
Closure, if less than 3 months |
$25 |
Bill Payment |
|
---|---|
Online |
Free |
In branch |
$1 per bill |
Certified Cheques |
|
---|---|
For Member |
$7 |
For Non-Member |
$15 |
Chargeback items |
$10 |
Cheque Image Retrieval |
|
---|---|
Within 90 days |
Free |
After 90 days |
$5 per item |
Collection Items |
|
---|---|
Third-party collection of cheque (Domestic) |
$25 |
Third-party collection of cheque (International) |
$50 2 |
Garnishment |
$50 |
Confirmation Letter |
$25 |
Dishonoured Debit (NSF cheque or eft) |
|
---|---|
In Canadian funds |
$45 |
In US funds |
$45 US |
Dormant (Inactive) Account |
|
---|---|
If re-activated within 60 days of notice |
No charge |
At 2 years of inactivity 3 |
$25 |
Drafts |
|
---|---|
In Canadian dollars |
$7 |
In euros |
€ 15 |
In euros - Request for refund |
€ 15 |
In US dollars |
$10 US |
ELECTRONIC MONEY TRANSFERS (EFTs) |
|
---|---|
Interac e-Transfer®: Receive funds (Credit) |
Free |
Interac e-Transfer®: Send through Perfetto.® account (Debit) |
Free |
Interac e-Transfer® : Send through a legacy account (Debit) |
$1.50 each |
Me-to-Me: Send or receive |
Free |
MONTHLY STATEMENT |
|
---|---|
Print or soft copy. Current month only. |
Free |
RECORDS SEARCH |
|
---|---|
Within 90 days |
Free |
More than 90 days |
$25/hour + storage company fee |
STOP PAYMENT ORDER |
|
---|---|
Full details provided |
$10 |
Partial details provided |
$20 |
For euro and US drafts, full details provided |
$25 |
TRANSFER OUTS |
|
---|---|
RRIF accounts |
$50 per deposit |
RRSP accounts |
$50 per deposit |
TFSA accounts |
$50 per deposit |
WIRES |
|
---|---|
Incoming in Canadian dollars |
$15 |
Incoming in euros |
€ 20 |
Incoming in euros, when more than €50,000 |
0.15% 4 |
Incoming in US dollars |
$15 US |
Outgoing in Canadian dollars |
$30 |
Outgoing in euros |
€ 30 |
Outgoing in US dollars |
$30 US |
Investigation fee for non-credit union error |
$30 |
UNAUTHORIZED OVERDRAFT |
|
---|---|
Unauthorized overdraft |
$5 per item + 21% interest |
transactions at our ATM | |
---|---|
Deposit | Free |
Withdrawal | Free |
Transfer | Free |
Transactions5 on ACCULINK® or EXCHANGE®6 networks | |
---|---|
Deposit | Free |
Withdrawal | Free |
Interac® withdrawals at ATMs outside of these two networks 7 | $1.50 |
Cirrus® withdrawal at any international ATM | $3.00 |
Direct (Point-of-sale) payment - Applies to legacy accounts | $0.60 |
© MGI Financial Inc All rights reserved.
© MGI Financial Inc All rights reserved.