At MGI Financial Inc we take a more personal approach to granting loans and credit lines, considering all of your individual circumstances, rather than applying automated scoring models that treat everybody the same. We use a thoughtful process to guide our lending decisions. Know that we will take the time to listen to you and build a loan or line of credit that is in your best interest.
Get the funds you need now, and handle debt comfortably. Payments can be structured to suit your cash flow.
Repay all or part of the loan any time, without penalty.
Save money by making payments more often to cut interest costs.
Secures loans can access a better interest rate and larger loan amounts.
Choose fixed or variable interest rate.
Choose your payment frequency.
Set the term for repayment.
Set up a reserve of funds that you can draw upon quickly and conveniently and pay interest only on the money you do use.
Offered as a secured or unsecured line.
Secured lines offer better interest rates and higher credit limits.
No monthly fees. Pay only the interest when you use the line.
No need to reapply each time you borrow.
No fixed repayment period.
Interest charges are calculated as a per cent above the prime rate.
If you've built up equity in your home, you may be eligible for a secured home equity line of credit.
Large investments such as property.
Benefiting from a strong real estate market.
Talk to one of our experienced team members. We’ll guide you through each step of the borrowing process.
Our loan calculator will crunch the numbers to estimate your payments, determine when you'll be paid off and more.
Products and advice
that are right for you.
Online, by mobile
or at ATMs
Learn more about
deposit protection.
We put our profits back in the community. That's banking with a higher purpose.
Transfer balances to your MGI Financial Inc Visa* credit card at this special transfer rate for six months. Bonus: you won't pay a transfer fee! On for a limited time, conditions apply.
© MGI Financial Inc All rights reserved.
© MGI Financial Inc All rights reserved.